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How I Deal With Family Health Care
Posted by | Posted in Family Health | Posted on 08-04-2010
Family Health Care
Now that my daughter is getting older I am becoming more and more concerned about family health care. When she was a baby I would have to pay for her shots and her doctor’s visits with cash. Though I realized that if something horrible were to happen I would have to pay for everything out of pocket. Now to she’s getting older I want to take care of her health coverage. This means I have to worry about having a comprehensive coverage package that includes our entire family.
For my family, this wouldn’t be such a problem if it were not for some unusual circumstances. My husband and I have a family health care plan through his employer. However, because my daughter is actually my niece, and we have yet to officially adopt her, she is not allowed to be on our health care plan. We are now in the process of adopting her, but until then, my family health-care costs must come out of my own pocket. As she near school age, this begins to concern me more and more.
New York State does have a family health-care plan. If you live in New York you have probably seen the commercials for this. Though the commercials say that their family health-care plan is simple and easy, I have to say that I disagree. I have gone to the application process numerous times for my daughter, only to find her coverage canceled for stupid reasons.
One time they got my address wrong, and her insurance cards were returned to sender. When this happened, they canceled her insurance policy without trying to contact me and another time they lost my payment, and her insurance was canceled with no notification.
Until we can get our family health care problems under control, I can only continue to hope and pray that everything remains as it is. We have been blessed with a very healthy child, and her medical expenses thus far have not been very bad. I don’t think that I will completely be able to relax about the situation until we have her adopted and she can then be added to my husband’s employers family health care plan.
Though I never wish anything to happen to anyone, you can only sleep better at night when you know everyone in your household is covered. I cannot rely on the State of New York any longer.
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Help answer the question about family health
My husband and I want to apply for family health insurance on our own- what are the chances of being approved?We want to apply for family health insurance ourselves because in the next couple/few years we would like to try for a baby and want to have maternity coverage. What are the chances of approval when you apply online? We are both under 30, don't smoke and currently don't have any pre existing conditions.
You need to grasp everything that's going on: One thing at a time.
Sit down, think about which thing your going to take on first, then what is after that.
If you try to help everyone out at once there is no one left to help you, some times it is okay to put everyone else's life on hold so you can figure yours out.
I know it's not easy, life never is, it's even harder trying to keep peace of mind.
Good luck to you.
Quite often it is the nurse that tells the family.
Great job!
if you honestly think you cannot raise this baby and give it the food, shelter, love and support it needs, then yes give it up for adoption. It does cost alot to raise children and is does take alot out of you. Are you willing to give up your blood to someone else? are you able to handle the depression after?
have you considered finding someone to do an open adoption? then your child would have you to be there for it and it would have the life necessities as well. people willing to do an open adoption are hard to find but some people are just so happy to have a child they could be willing to change.
As for your family, would you rather have them unhappy and eventually get over it, or would you rather see this baby having a hard life and unable to have the things it actually needs. Your family will eventually see you made the right decision and be able to support you either way. The best thing is that your baby will have a family instead of having it in an orphanage because you would find a family before the birth. If you didnt have a birth family set up then maybe you could change your mind and keep it. Granted its not like a kitten you just decide to make room for, but i think you will understand what i mean..
As a person going through the adoption process and with the unability to conceive, i am grateful for people who are unable to keep their babies for whatever reason so that i would have the chance to experience motherhood.
I wish you the best of luck. Whatever decision you make, make it for yourself and dont worry about other peoples feelings or you will live life being unhappy and just trying to please others. As for your ex bf and getting married. i wouldnt recommend it, as you both deserve to find someone thats right for each of you, instead of being pressured into a relationship because of an accident.
For the record, I also dont like when people have "accidents" when they know very well what they are putting themselves into, but having 2 sisters who had "accidents" and kept the babies, i am forever grateful for my nephews and nieces. Also, both of my sisters had children while on birth control regularly and using condoms, so apparently very common in my household for these precious accidents
i know this is long, but please read. I hope you put alot of thought into your decision, whatever it may be, will be right.
Nobody knows exactly the bill is nearly 3000 pages. I doubt anybody has read the whole thing and knows what is truly in it. I think it will be a disaster. We should reform the system but neither this bill or a government run system is the answer. This bill is progressing toward a government run system
The ultimate gist of socialized health-care is that they will tax you massive amounts and then suddenly there are massive scandals about all the money disappearing… and the people responsible getting off scot-free.
wow.
first lets deal with smoking. pls don't tell me he is smoking 2 packs a day in the house around you now that you're pregnant? you cannot stop him poisoning his own body, but there is enough medical evidence out there to determine that second hand smoke is harmful to the fetus in many different ways, damaging the placenta and the blood/oxygen levels going into the child which causes various developmental issues, not just to your health. you are going to have to be assertive on this issue – talk NICELY to him about smoking outside the house for the sake of your child. if he won't, then you are going to need to take whatever action you need to enforce this.
now lets deal with his excessive drinking. either you wish to live with a drunken alcoholic or you don't. has he become physically abusive to you yet or not? insist that he seeks counseling and help, or a divorce is in the works. you have to ask yourself – is this the type of person that you can foresee and trust driving your child down the road in a car? is this the type of [person you can entrust your child to alone in the house? is this the type of role model you want your child growing up to witness and become conditioned to?
you are going to have to step up to the plate here for the sake of your child, if not yours, and take the reins my dear. a nice firm chat and an ultimatum is in order. for the life and safety and sake of your child, not just yours and his.
So you're arguing for a public option so that we don't have to deal with insurance companies. I'm all for that.
I moved to the midwest from the bay area just for that very reason. However, we are now looking at Arizona, and New Mexico. As a health care professional even working with Indian health services pays well and I love the patient population. Taxes are low and the southwest is beautiful. If you like the cold then the east coast is fine yet you will have the same traffic issues you currently are experiencing.
You are a handicapped person and an adult. A social worker in your are would like to know of you plight You are in a very abusive location as of now Cinderella.